Privacy Policy, Terms of Service, and Legal Disclaimer for Everyone Needs Living Benefits and Walker Financial Associates, based in Walton County, Georgia:

Privacy Policy

Effective Date: March 8, 2025

Introduction Everyone Needs Living Benefits and Walker Financial Associates ("we," "our," or "us") are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information when you visit our website www.EveryoneNeedsLivingBenefits.com and engage with our services.

Information We Collect We may collect personal information, including but not limited to:

Name, address, phone number, and email address Financial information necessary for insurance and financial services Information collected through cookies and analytics tools

How We Use Your Information We use your personal information to:

Provide and manage our financial services Respond to your inquiries and support requests Improve our website and user experience Comply with legal requirements

Data Sharing We do not sell or share your personal information with third parties except as necessary to provide services, comply with the law, or protect our rights.

Cookies and Tracking We use cookies to improve your experience on our site. You can disable cookies in your browser settings.

Your Rights You have the right to access, update, or delete your personal information. Contact us at [email protected] to exercise these rights.

Changes to This Policy We may update this Privacy Policy from time to time. The latest version will always be posted on our website.

Terms of Service

1. Acceptance of Terms By accessing our website or using our services, you agree to these Terms of Service. If you do not agree, please do not use our site.

2. Services Provided Everyone Needs Living Benefits and Walker Financial Associates provide financial education and insurance-related services, including life insurance with living benefits, IULs, annuities, and retirement strategies.

3. User Responsibilities You agree to use our website and services for lawful purposes only. You must not engage in any activity that could harm our website or its users.

4. Limitation of Liability We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of our website or services.

5. Changes to Terms We reserve the right to modify these Terms of Service at any time. Continued use of our services constitutes acceptance of the revised terms.

6. Governing Law These terms are governed by the laws of the State of Georgia, and any disputes shall be resolved in the courts of Walton County, Georgia.

Legal Disclaimer

1. No Financial Advice The information on our website is for educational purposes only and is not intended as financial or legal advice. Always consult with a licensed financial professional before making any decisions.

2. No Guarantees While we strive to provide accurate and timely information, we make no guarantees regarding the results of using our services or the accuracy of information on our website.

3. Third-Party Links Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of these external sites.

4. Contact Information If you have any questions regarding our Privacy Policy, Terms of Service, or Legal Disclaimer, please contact us at: Walker Financial Associates Email: [email protected] Phone: 404 - 444 - 7686

Would you like me to include any specific compliance requirements, such as HIPAA for health-related information, or adjust the language for a particular audience?

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